Commercial Insurance

 Coverage that helps with challenging situations and the costs associated with legal defense or injury. Example: a customer trips on a fixture on your business property and is injured. The right insurance policy can help with hospital bills, damages, as well as costs if the customer pursues legal action for negligence.

 Whenever vehicles are used for your business operations, you need commercial auto insurance. That’s true even if an employee is using his/her own car to run a business errand. Example: An employee on a company errand runs into a city bus.The employee’s low liability limits aren’t enough to cover damages. Your non-owned auto coverage can help if employees are at fault in a collision while on company business.  

 The best employers are diligent to ensure employee safety and manage injury so their workforce can stay healthy and on the job. The right worker’s compensation policy can help with medical care, lost income for employees, death benefits in tragedy, and potential employer liability for covered claims. 

 Have peace of mind with extra liability coverage when you need it. The right business umbrella policy can help with additional liability insurance that begins at the limit of an existing liability policy. Example: A customer’s medical costs from an injury sustained while visiting your business are greater than your liability policy. An umbrella policy can help bridge the gap.  

 Coverage tailored to the unique needs of the trucking industry. The average cost of a truck involved accident is $150,000. The right policy can mean the difference between getting back on the road after an accident or having to shut down operations. Protect your trucks and their drivers from challenging situations they encounter while on the road .

 Help protect the items you are hauling. Whenever you handle cargo, you assume some risk. This insurance is designed to cover the contents you are hauling in the event they incur damage or are destroyed.